Insurance That Works for You
Personal, business, and specialty insurance from an independent agency that treats you like family. Licensed across the USA.
What Can We Help You With?
From auto to bonds, we have you covered across the country.
Business Insurance
GL, BOP, professional liability, commercial auto & more for 500+ industries.
Auto Insurance
Personal auto, SR22, FR44, student discounts, and family plans.
Home, Condo & Renters
Homeowners, condo, renters, landlord, and modular home policies.
Motorcycle & Powersports
Motorcycle, ATV, UTV, golf cart, scooter, LSV, and snowmobile.
Surety Bonds
Contractor, notary, ERISA, tax preparer, and specialty bonds.
Weddings & Events
One-day event coverage for weddings, parties, and special occasions.
Pet Insurance
Health coverage for your furry family members.
Non-Profit Insurance
GL, D&O, abuse & molestation, and professional liability for non-profits.
Life & Health
Life insurance, short-term medical, and health coverage options.
Why Work With Stratum?
Our clients are like family and we truly care about you.
Expert Guidance
Work with an insurance professional who understands the fine print — not a faceless website.
Reach Us Anywhere
Contact us online, by email, phone, or text message — whatever is easiest for you.
More Options, Better Prices
We represent many insurance carriers to find you the best balance of price and coverage.
Carriers You Can't Access Alone
We bring options to the table that you cannot get directly. We have that access.
Service Available Across the USA
Helping families and businesses nationwide with the right coverage
Ready to Get Started?
Whether you need a quote or have questions, we're here to help.